For accredited investors
Sterling Capital lends to independent car dealers so they can stock their lots. The fund holds each car's title until it sells. Targeting 15% to 18% net blended a year, with a 10% preferred return paid monthly.
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The fund is open to accredited investors only, with a $50,000 minimum. Thank you for your time.
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Call usEvery car the fund finances stays in the fund's name until it is paid off, with a UCC-1 filing on each loan. If a dealer breaks the agreement and does not fix it, the cars come back within 30 days and are resold.
Independent dealers buy at wholesale auctions, and vehicles turn in about 50 days under a hard 120-day payoff. Then the same capital goes back out.
The 10% preferred return is paid monthly from Month 1, from the fund's available cash flow, instead of quarterly or annual distributions.
A dealer is approved, the fund pays for the car and holds the title, the car sells and the loan is repaid, and the capital funds the next car.
Used vehicles are a $1T+ market, and about 90% of inventory financing is still controlled by banks and legacy lenders. Smaller dealers are creditworthy but capital starved.
15 to 18%target net blended annual return
10%preferred return, paid monthly from Month 1
$50,000minimum investment
12 monthslock-up, then redemptions with notice and no withdrawal fee
Invest in Asset-Backed Automotive Lending.
Sterling underwrites conservatively, secures every loan with title control, UCC filings, and personal guarantees, and enforces a hard 120-day payoff, turning that demand into a disciplined, asset-backed lending portfolio.
A 30-minute call with the Sterling Capital team. You pick the time.
Schedule now